Privacy Policy

Last Updated: February 22, 2018

1. Introduction

This Privacy Policy explains how SwissUnionTrust (“we,” “our,” or “us”) collects, uses, discloses, stores, and protects personal information when you use our services, website, applications, products, investment features, payment services, and cryptocurrency-related offerings (collectively referred to as the “Services”).

We are committed to protecting your privacy and handling your personal data transparently, securely, and in accordance with applicable data protection and financial regulations.

By accessing or using our Services, you agree to the practices described in this Privacy Policy.


2. Scope of This Policy

This Privacy Policy applies to:

  • Personal and business account holders

  • Website visitors and application users

  • Payment and transaction participants

  • Investment and crypto service users

  • Prospective customers

  • Beneficiaries and transaction recipients

  • Job applicants and candidates

  • Individuals interacting with customer support or communications

This policy covers all privacy-related practices across personal, business, investment, transparency, and crypto services.


3. Information We Collect

3.1 Personal Information

We may collect the following personal data:

  • Full name

  • Date of birth

  • Residential address

  • Email address

  • Phone number

  • Government-issued identification details

  • Photographs or identity verification data

  • Account login credentials

3.2 Financial Information

  • Bank account details

  • Payment card information

  • Transaction history

  • Wallet and cryptocurrency addresses

  • Investment account information

  • Funding sources and payment records

3.3 Business Information

For business customers:

  • Company registration details

  • Business ownership and control structure

  • Directors and beneficial owners’ information

  • Business transaction activity

3.4 Technical & Usage Data

  • Device information

  • IP address

  • Browser type and operating system

  • App usage behavior

  • Cookies and tracking technologies

  • Log data and analytics information

3.5 Compliance & Regulatory Information

To comply with legal obligations, we may collect:

  • Identity verification records

  • Anti-money laundering (AML) data

  • Sanctions screening results

  • Fraud prevention indicators

  • Risk assessment information


4. How We Collect Information

We collect information:

  • Directly from you during registration or transactions

  • When you communicate with support

  • When you use our website or mobile applications

  • From payment partners and financial institutions

  • From identity verification providers

  • From publicly available or legally permitted databases


5. How We Use Your Information

We use personal data to:

5.1 Provide Services

  • Open and manage accounts

  • Process payments and transfers

  • Enable cryptocurrency exchange and storage

  • Provide investment and financial products

  • Deliver promotions and rewards programs

5.2 Security & Fraud Prevention

  • Verify identity

  • Detect unauthorized activity

  • Prevent fraud, abuse, and financial crime

  • Maintain platform security

5.3 Legal & Regulatory Compliance

  • Meet AML and counter-terrorism financing obligations

  • Conduct sanctions screening

  • Maintain required financial records

  • Respond to lawful requests from authorities

5.4 Service Improvement

  • Analyze performance and usage trends

  • Improve user experience

  • Develop new features and products

5.5 Communications

  • Send service notifications

  • Provide customer support

  • Deliver important policy updates

  • Send tailored notifications where permitted


6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Maintain secure sessions

  • Remember user preferences

  • Analyze traffic and performance

  • Improve website functionality

You may control cookie preferences through your browser settings. Disabling certain cookies may affect service functionality.


7. Sharing of Information

We may share personal data with:

7.1 Service Providers

Trusted partners assisting with:

  • Payment processing

  • Identity verification

  • Fraud monitoring

  • Cloud hosting and infrastructure

  • Customer support operations

7.2 Financial & Regulatory Authorities

Where required by law or regulation, including:

  • Courts and law enforcement

  • Financial regulators

  • Anti-fraud organizations

7.3 Business Transfers

If SwissUnion Trust undergoes restructuring, merger, acquisition, or asset transfer, personal data may be transferred subject to confidentiality protections.

We do not sell personal data to third parties.


8. Cryptocurrency & Investment Services Privacy

Users engaging in crypto or investment services should understand:

  • Blockchain transactions may be publicly visible.

  • Wallet addresses and transaction records may be traceable.

  • Regulatory monitoring may apply to crypto transactions.

  • Risk and compliance checks are required before enabling trading features.

Environmental and risk disclosures related to crypto assets may also apply.


9. Marketing & Notifications

We may send promotional communications related to products, rewards, or services where legally permitted.

You can opt out at any time by:

  • Adjusting account notification settings

  • Using unsubscribe links in communications

  • Contacting customer support

Service-related messages cannot be disabled as they are necessary for account operation.


10. Data Retention

We retain personal data only as long as necessary to:

  • Provide services

  • Meet regulatory obligations

  • Resolve disputes

  • Enforce agreements

Financial regulations may require retention of certain records even after account closure.


11. Data Security

We implement industry-standard safeguards including:

  • Encryption of sensitive data

  • Secure authentication procedures

  • Access controls and monitoring

  • Fraud detection systems

  • Regular security reviews

Despite strong safeguards, no system can guarantee absolute security.


12. International Data Transfers

Your information may be processed in jurisdictions outside your country. Where transfers occur, appropriate safeguards are applied to ensure lawful protection of personal data.


13. Your Privacy Rights

Depending on your jurisdiction, you may have rights to:

  • Access your personal data

  • Correct inaccurate information

  • Request deletion where legally permitted

  • Restrict or object to processing

  • Request data portability

  • Withdraw consent where applicable

Requests may be submitted through customer support channels.


14. Children and Teen Accounts

Where youth or teen accounts are offered:

  • Parental or guardian authorization may be required.

  • Additional safeguards and spending limits may apply.

  • Data collection is limited to service operation and legal compliance.


15. Complaints

If you believe your privacy rights have been violated, you may submit a complaint through customer support. You may also contact your local data protection authority where applicable.


16. Updates to This Privacy Policy

SwissUnion Trust may update this Privacy Policy periodically to reflect:

  • Regulatory changes

  • New services or features

  • Security or operational improvements

Material updates will be communicated through the website or application.


17. Contact Information

For privacy-related questions or requests, please contact SwissUnion Trust through official communication channels provided within the platform or website.


18. Legal Notice

Services may be subject to financial regulations, electronic money regulations, and anti-money laundering laws depending on jurisdiction. Cryptocurrency and investment services may carry risk and may not be regulated in all regions.


© SwissUnion Trust 2018. All Rights Reserved.