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FOR DEPOSIT & CUSTODY SERVICES:
The value of assets held in custody is subject to market fluctuations and is not guaranteed. Interest rates, where applicable, are variable and determined by the specific mandate, currency, and prevailing market conditions. SwissUnionTrust AG does not guarantee any minimum return on cash balances. Fees, commissions, and taxes may apply. Full terms and conditions are available in your Client Agreement and the General Terms of Business.

²FOR INVESTMENT SERVICES:
Capital at risk.

SwissUnionTrust AG provides advisory and discretionary portfolio management services. It does not provide independent investment research or unsolicited personal recommendations unless explicitly agreed under a separate advisory mandate. You, as the client, remain responsible for making your own informed investment decisions, seeking independent professional advice where appropriate.

The value of investments and the income derived from them can go down as well as up. You may not recoup the value of your original investment and may lose the entirety of your invested capital. Past performance is not a reliable indicator of future results. Forecasts are not a reliable indicator of future performance. Currency exchange rate fluctuations may adversely affect the value of investments denominated in a currency different from your base currency.

Transaction fees, custody charges, and third-party costs apply in accordance with your selected mandate and the applicable fee schedule. Full details are available in our Tariff of Services and the Investment Management Agreement.

Further information regarding our investment services, including our conflicts of interest policy and best execution arrangements, is available upon request or via your Relationship Manager.

SwissUnionTrust AG (Company No. CHE-XXX.XXX.XXX) is a Swiss bank and securities firm authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA). The registered address of SwissUnionTrust AG is Platz 1, 8001 Zurich, Switzerland.

³FOR ALTERNATIVE INVESTMENTS & COMMODITIES:
Capital at risk.

Alternative investments, including private equity, hedge funds, real assets, and physical commodities, carry significant risks. These may include lack of liquidity, absence of regulated market infrastructure, higher volatility, and complex tax or legal structures. Such investments may not be suitable for all clients.

Services relating to physical commodities and certain alternative asset classes may be provided through affiliated or third-party specialist entities. Depending on the structure of the product or service, it may not be regulated by FINMA and may not benefit from depositor protection or Swiss bank insolvency privilege. Such positions are not covered by the Swiss Deposit Protection Scheme.

SwissUnionTrust AG (No. CHE-XXX.XXX.XXX) is authorised by FINMA to conduct banking, securities dealing, and asset management activities. Insurance-based investment products are arranged through SwissUnionTrust AG or its designated affiliates, where applicable.

If you would like further clarification regarding the specific legal entity providing your services, or if you have any other questions, please contact your dedicated Relationship Manager or reach out to us via the secure messaging center in SwissUnionTrust Direct.

Choose your level of stewardship

Foundational
For essential wealth management — everything you need for sophisticated banking, custody, and reporting in one secure platform.

Enhanced
For the active accumulator — access additional benefits like dedicated relationship management, enhanced lending solutions, and family advisory services.

Priority
For comprehensive stewardship — access exclusive investment opportunities, priority services, and holistic generational planning.

Legacy
For significant global wealth — enjoy bespoke structuring, a dedicated family office team, global concierge services, and full discretionary management.

Ultimate
For defining exceptional — receive ultimate discretion, institutional-level access, sovereign-grade security protocols, and a fully customised suite of services.

© SwissUnionTrust AG 2026

To understand the specific entity and regulatory framework governing your relationship, please refer to your Client Agreement and the applicable General Terms of Business. For any questions, please contact your Relationship Manager.

SwissUnionTrust AG is registered in Switzerland (Company No. CHE-XXX.XXX.XXX) and is authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA) as a bank and securities firm.

The registered address of SwissUnionTrust AG is Platz 1, 8001 Zurich, Switzerland. You may review our full terms, policies, and regulatory disclosures at www.swissuniontrust.ch/legal or request them directly from your Relationship Manager.

International Services:
Global Asset Transfers | Multi-Currency Wealth Accounts | Cross-Border Estate Planning | Trust & Foundation Structuring | Philanthropic Advisory | Succession Planning

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